Credit and other receivables
U If the credit and other receivables are connected to new contract conditions by using additional payday loans waco tx to the second time, the credit and other receivables are classified in the third group of five percent (5%) of the total receivable amount (5%) and this is the corresponding part of the required payments in the contract. The specific provision for these, provided that they occur in the periods determined for classification in the group is on the customer of the banks. Banks can categorize their loans and other receivables they connect to the new contract conditions within the framework of the classification principles in the 4th agement in the third, fourth or fifth group.
b) Credits and other receivables, including credits and other receivables in relation to the classification principles of the classification principles in the 4th articles of the credits and other receivables. When necessary, it can be restructured or connected to a new redemption plan, as necessary, as necessary, as necessary, as necessary, as necessary. Reconfiguration in this Regulation on this Regulation application, if a loan or the bank is considered in accordance with the bank, it refers to the additional loan usage or to connect to a new debt payment plan or otherwise by extending the current credit or the current credit or the current. The additional usage credit is evaluated in the group where the restructured loan is monitored to the restructured loan of the restructuring application in this Regulation application.
C) In the implementation of this Regulation, a shortage of temporary liquidity resulting from the normal activities of a loan debtor, which has the payment power to perform their obligations on time and complete, depending on the unexpected and temporary cause of sales revenues or activity income depending on the unexpected and temporary cause depending on the unexpected and temporary causal. considered as a manageable cash deficit.
1) Five of five percent of the total receivable amount (5%) of the total receivable in the first reconstructure is followed in the group they are monitored for at least three months,
2) In the second reconstructure of ten percent of the total receivable amount (10%) to be repaid in the group they are monitored for at least six months,
3) In the third restructuring of fifteen percent (15%) of the total receivable amount (15%), they are followed in the group they are monitored for at least one year
And it can be transferred to the “refreshed and the redemption plan that is connected to the redemption plan” provided the payment plan is not disrupted in the payment plan. During this time, for those receivables, there is continuing to separate the specific provision rates applied to the group they are followed, except for additional usage loans. In addition to the reconfiguration, additional-used loans are classified in the same group as the restructured loan in the above periods. However, as of the groups they are monitored for loans, the separation of the special provision is on the customer.